Yes. It’s very important to confirm your remodeling contractor has liability and workmen’s compensation insurance. It’s also important that every subcontractor working on your home has these insurance policies in place as well. Accidents can happen and these insurance policies are there for your protection as well as the worker’s protection. If someone gets hurt on your remodeling project and they don’t have a workmen’s compensation insurance policy you, the homeowner, could be liable for medical bills, lost wages and more. Also, liability insurance covers any damage caused to your property. If something catastrophic were to happen it’s important to know your contractor has it covered.