Should we be concerned about insurance?
Yes. It is crucial to confirm your remodeling contractor has liability and workmen’s compensation insurance. It is also important that every subcontractor working on your home has these insurance policies in place as well. Accidents can happen, and these insurance policies are there to protect you and the worker.
If someone gets hurt on your remodeling project and they don’t have a workmen’s compensation insurance policy, the homeowner could be liable for medical bills, lost wages, and more. Additionally, liability insurance covers any damage caused to your property. If something catastrophic were to happen, it’s important to know your contractor has it covered.